Cliff Pickett

Cliff Pickett

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$397,900

($65,551 down)
VA

10321 PALM Drive, Desert Hot Springs, CA 92240

3
2
1,421 sqft
PITI Monthly
$2,535.79 /mo

Listing courtesy of: Jelmberg Team, KW Coachella Valley

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,960 /mo
$2,326 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
COZY

Discover comfort, views, and potential at 10321 Palm Drive in Desert Hot Springs. This welcoming home is ideal for full-time living, a weekend retreat, or short-term rental use. Inside, vaulted ceilings, upgraded fans, and stylish lighting create a bright and comfortable atmosphere. The living room features a cozy gas fireplace and plenty of natural light, while the kitchen includes a breakfast bar and dual pantries for extra storage. Enjoy a spacious backyard with panoramic views of the surrounding mountains--perfect for entertaining or relaxing under the desert sky. A private easement along the back adds space and privacy. With low-maintenance desert landscaping and a location close to local spas, shopping, and popular events like Friday Nights on Pierson and the annual holiday parade, this home offers a blend of lifestyle and opportunity in one of the desert's most promising communities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,535.79/mo
Estimated Loan Balance
$333,205
Cash to close
$65,551
Interest Paid
$49,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: StuccoWall, Wood, WroughtIron
Roof
  • Roof: TarGravel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: TarGravel
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $280.01
  • Tax Annual Amount: $4973.75
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $65,551 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$332,349
Your Cash$65,551
Total Purchase Price:$397,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,960/mo
Traditional @ 7.15%
$2,413/mo
You save $453/month ($5,436/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125008DA

Listing From:

Last updated: 2025-04-17T18:08:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,960 /mo
$2,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,551 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$332,349
Your Cash$65,551
Total Purchase Price:$397,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,960/mo
Traditional @ 7.15%
$2,413/mo
You save $453/month ($5,436/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Pink Realty
Agent/Broker
Cliff PickettPink Realty(719) 659-4073rockhomescos@gmail.comMLS FA100043147

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Pink Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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