Cliff Pickett

Cliff Pickett

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$1,149,000

($409,257 down)
VA

1237 Calle Deceo, Chula Vista, CA 91913

4
4
2,891 sqft
PITI Monthly
$4,755.29 /mo

Listing courtesy of: Ronald Umali, Century 21 Masters

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,258 /mo
$5,377 /mo

What's Special

SHOPPING
SPACIOUS
MOVE-IN READY
FIREPLACE
CUL-DE-SAC
COZY
SOLAR PANELS

Welcome to this show-stopping gem in the prestigious master-planned community of Escaya, nestled in East Chula Vista. Located on one of the largest corner lots in the neighborhood, this fully upgraded single-family residence sits at the end of a quiet cul-de-sac—offering unmatched privacy with Borden Park right next door, making it feel like a seamless extension of your own backyard. Surrounded by scenic park views and the rolling hills of the East and South, this home offers a tranquil retreat with a layout designed for both comfort and versatility. Boasting 4 spacious bedrooms and 4 full bathrooms, it also features a large upstairs bonus room—perfect for a media room, home gym, or easily converted into a 5th bedroom. For added flexibility, there's a full bedroom with an en-suite bath conveniently located on the first floor—ideal for guests or multi-generational living. Every inch of this home exudes designer style, upgraded from top to bottom to give you that model home feel. The chef-inspired kitchen is a true centerpiece, showcasing a grand center island, high-end appliances, walk-in butler’s pantry, and ample cabinetry—plus a cozy coffee and tea nook complete with a built-in wine fridge. All kitchen appliances, along with the washer and dryer, are included—making this a truly turn-key home. Enjoy true energy efficiency with 18 fully paid-off solar panels, helping reduce both your utility bills and your carbon footprint. The integrated smart home system lets you control lighting, climate, and more right from your smartphone. Step outside into your own private oasis: a spacious backyard with a partially enclosed California room, a cozy fireplace, and no neighbors to the east—offering the ultimate setting for outdoor entertaining, watching the big game, or simply relaxing in peace. There's even room to build a pool, if you desire. This exceptional home is not just move-in ready—it’s an opportunity to live in one of the most desirable communities in Chula Vista, close to top-rated schools, parks, shopping, and more. This is the one you’ve been waiting for—welcome home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,755.29/mo
Estimated Loan Balance
$745,911
Cash to close
$409,257
Interest Paid
$65,750

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Den
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Pool
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $397.44
  • Tax Annual Amount: $14362.5
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $409,257 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $409,257!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$739,743
Your Cash$409,257
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,258/mo
Traditional @ 7.15%
$5,577/mo
You save $2,319/month ($27,827/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25060949

Listing From:

Last updated: 2025-04-17T13:57:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,258 /mo
$5,377 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $409,257 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $409,257!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$739,743
Your Cash$409,257
Total Purchase Price:$1,149,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,258/mo
Traditional @ 7.15%
$5,577/mo
You save $2,319/month ($27,827/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Pink Realty
Agent/Broker
Cliff PickettPink Realty(719) 659-4073rockhomescos@gmail.comMLS FA100043147

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Pink Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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