$239,000
($71,424 down)1410 12th Avenue N, Saint Cloud, MN 56303
PITI Monthly
Listing courtesy of: , eXp Realty
Assumed Rate
2.98%
7.15%Principal & Interest
$766 /mo
$1,230 /moWhat's Special
Welcome home to this charming one-story move in ready home in the heart of Saint Cloud. This home features a one-level floor plan with generous oversized bedrooms on the main level, a nicely updated kitchen and main level bath along with recently renovated new flooring throughout the main level. Home boasts lots of natural light, and has a newer furnace/AC, water heater and roof. Lower level has the space to finish off a fourth bedroom. Exterior of the home features a double deck perfect for entertaining. Spacious detached garage with a work bench perfect for your projects. Conveniently located in the heart of downtown Saint Cloud close to shopping, hospitals and public transportation. **This home has a 3.5% assumable loan at 3.5% interest, inquire with the listing agent for more details.**
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,233.46/mo
Estimated Loan Balance
$168,273
Cash to close
$71,424
Interest Paid
$18,722
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air
- Heating: Forced Air
Features
- Materials: Engineered Wood, Fiber Board
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Unknown
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Age 8 Years or Less
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: City Sewer/Connected, City Sewer - In Street
- Water Source: City Water/Connected, City Water - In Street
Pool
- Has Pool: No
- Pool Features: Unknown
Construction
Type & Style
- Stories:
- Home type: Single Family Residence
- Architectural Style: Unknown
Materials
- Engineered Wood, Fiber Board
- Roof: Age 8 Years or Less
Condition
- Year Built: 1972
Details
- Builder:
Community & HOA
Community
- Subdivision: First Add To North Side Park
- Features: None
HOA
- Has HOA: No
Location
- Region: Saint Cloud
Financial Details
- Price per Sqft: $139.12
- Tax Annual Amount: $2262
- On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $71,424!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NST6704466
Listing From: northstar
Last updated: 2025-04-18T10:05:05.000Z
© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.98%
7.15%Principal & Interest
$766 /mo
$1,230 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $71,424!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Cliff PickettPink Realty(719) 659-4073rockhomescos@gmail.comMLS FA100043147Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Pink Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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