Cliff Pickett

Cliff Pickett

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$430,000

($176,513 down)
FHA

2281 Oak Place, Thornton, CO 80229

6
1
2,286 sqft
PITI Monthly
$2,182.19 /mo

Listing courtesy of: Kim Niles, eXp Realty, LLC

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,725 /mo
$1,739 /mo

What's Special

REMODELED
LOCATION
SHOPPING
MODERN
PATIO
FENCED YARD
CHARMING
NO HOA

Traditional Ranch home with vintage touches offers lots of space and 6 bedrooms all on the main level. Come see this charming corner lot property with a great location in Thornton! This south-facing home with 6 bedrooms has a nice inviting yard, front porch sitting area, easy care vinyl siding and private fenced yard, No HOA!!! behind gate parking pad with room for an RV, boat, trailers or snow mobiles. The interior boasts clean lines & a functional floor plan. Upgraded electric panel all ready to install central air. Currently cooled with window coolers. The kitchen has vintage wood cabinets and all appliances included. Lots of room to update the kitchen with additional modern cabinetry. This home offers 6 bedrooms, use all as sleeping areas, or an office, nursery or workout room. The oversized bonus room at the rear of the home is currently being used as the primary bedroom and also has private exterior access door. Could also be a 2nd living room or a lock off rentable space. Laundry room inside for added convenience, with washer and dryer included, that could also be remodeled to add a second bathroom laundry combo. The backyard offers a huge two level storage shed & a large patio ideal for relaxing with your favorite beverage. Across the street from schools, near restaurants, shopping, and the Thornton Community Park. Close to major roads, light rail and is easy access to the I-25. Quiet established neighborhood. This home had an addition added in the 70's, by prior owner, measured by seller as 752 sq ft.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$2,182.19/mo
Estimated Loan Balance
$271,769
Cash to close
$176,513
Interest Paid
$27,107

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thornton
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $188.1
  • Tax Annual Amount: $2273
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,513 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $176,513!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$253,487
Your Cash$176,513
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,725/mo
Traditional @ 7.15%
$1,803/mo
You save $79/month ($944/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5689506

Listing From: recolorado

Last updated: 2025-04-18T01:40:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,725 /mo
$1,739 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,513 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $176,513!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$253,487
Your Cash$176,513
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,725/mo
Traditional @ 7.15%
$1,803/mo
You save $79/month ($944/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Pink Realty
Agent/Broker
Cliff PickettPink Realty(719) 659-4073rockhomescos@gmail.comMLS FA100043147

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Pink Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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