Cliff Pickett

Cliff Pickett

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$215,000

($94,109 down)
FHA

430 W Wilson Avenue, Ridgecrest, CA 93555

3
1
1,080 sqft
PITI Monthly
$1,019.17 /mo

Listing courtesy of: Angelica Henry, New Palace Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$553 /mo
$875 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FENCED YARD
CHARMING

Welcome to your new home! This charming single-story residence is ready for you to move in and make it your own. With a modern and inviting design, this home features a clean light gray exterior with crisp white trim around the windows and door. It sits on a spacious, open lot with a welcoming path leading to the front entry, and the fenced yard provides added privacy. The large lot is zoned R-3, offering the exciting potential for expansion. With the zoning in place, you can build up to two additional units on the property while living in the existing home if you desire or just enjoy a larger lot for RV Access or privacy. The house was fully remodeled, featuring a bright, open floor plan with a versatile great room that combines living and dining space. Inside, you'll find laminate flooring throughout and fresh carpet in the bedrooms. The home also includes newer windows, doors, recessed lighting, ceiling fans in each bedroom, and updated closet doors. An indoor laundry room adds convenience, while the spacious lot offers room to park one or more RVs with gate access. Both the front and backyards are blank slates, ready for your landscaping vision. The open kitchen features sleek granite countertops, modern cabinets, a dishwasher, a stove, an overhead exhaust fan, and a double-sided sink with a detachable faucet sprayer. Don't miss out on this incredible opportunity—schedule a tour today! Assumable loan details are available upon request.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,019.17/mo
Estimated Loan Balance
$121,132
Cash to close
$94,109
Interest Paid
$12,314

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: WallFurnace
Features
  • Materials: Drywall, VinylSiding, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Drywall, VinylSiding, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Ridgecrest

Financial Details

  • Price per Sqft: $199.07
  • Tax Annual Amount: $2687.5
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,109 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $94,109!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$120,892
Your Cash$94,109
Total Purchase Price:$215,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$553/mo
Traditional @ 7.15%
$908/mo
You save $355/month ($4,255/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25074183

Listing From:

Last updated: 2025-04-17T13:22:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$553 /mo
$875 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,109 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $94,109!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$120,892
Your Cash$94,109
Total Purchase Price:$215,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$553/mo
Traditional @ 7.15%
$908/mo
You save $355/month ($4,255/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Pink Realty
Agent/Broker
Cliff PickettPink Realty(719) 659-4073rockhomescos@gmail.comMLS FA100043147

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Pink Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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